Last updated: March 8, 2026
By accessing and using Stratus ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service. These terms apply to all users, including visitors, registered users, and paying customers.
Stratus is an AI-powered financial diagnostic tool designed to help entrepreneurs and business owners assess their financial health, receive personalized recovery plans, and access financial management resources. The Service includes:
Upon completing a one-time payment of $597 USD, you are granted a non-exclusive, non-transferable, perpetual license to use Stratus for your personal or business use. This lifetime access includes:
The lifetime license is tied to your individual account and may not be transferred, resold, or shared with third parties.
You agree to:
Important: Stratus provides financial analysis tools and AI-generated insights for informational purposes only. The Service does not constitute professional financial, legal, tax, or accounting advice.
The diagnostic scores, recovery plans, and recommendations generated by Stratus are based on the data you provide and algorithmic analysis. They should not replace consultation with qualified financial professionals, accountants, lawyers, or business advisors. Always seek professional advice before making significant financial decisions.
All content, features, and functionality of Stratus — including but not limited to text, graphics, logos, algorithms, and software — are the exclusive property of Stratus and are protected by international copyright, trademark, and other intellectual property laws.
Your financial data and diagnostic reports remain your property. By using the Service, you grant Stratus a limited license to process your data solely for the purpose of providing the Service.
To the maximum extent permitted by applicable law, Stratus shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of the Service.
Our total liability to you for any claims arising from these Terms or your use of the Service shall not exceed the amount you paid for the Service.
We strive to maintain 99.9% uptime for Stratus. However, we do not guarantee uninterrupted access to the Service. We reserve the right to modify, suspend, or discontinue the Service with reasonable notice to users. In the event of permanent discontinuation, lifetime access holders will receive at least 90 days' notice.
We reserve the right to modify these Terms at any time. We will notify registered users of significant changes via email or in-app notification. Continued use of the Service after changes constitutes acceptance of the new Terms.
These Terms shall be governed by and construed in accordance with applicable international law. Any disputes arising from these Terms shall be resolved through good-faith negotiation, followed by binding arbitration if necessary.
For questions about these Terms of Service, please contact us at: